fucking credit union restricted my account and didn't tell me. it was overdrawn for a couple months while i was away, but i was told i had to zero it out before i could close it AND i had to close it in person. i didn't have the money, but i asked if it could be "frozen" somehow and was told no. well they froze it. i moved back oct 30, and i decided not to close the account because i had bills to pay, so i called them (november 1st, i believe) to make sure i could start writing checks after i made a deposit, and was told, "of course you can write checks if your account has a positive balance." well when you deposit to a restricted account, the computer is supposed to tell them to get mgr's approval or to notify me/them/everyone/jerry cantrell somehow, but their computers were down that day so i got a handwritten receipt and they phoned the deposits into columbia. someone in columbia should have told them to call me. i'm so pissed. my visa pmt bounced and the manager is refusing to write me a letter stating that although i had funds in my account, i had not been notified that my account was restricted, nor was the manager alerted when i made deposits. so i'm expected to pay a $29 late fee to the credit card company because i can't get the letter from the credit union. she says she saved me $60 in fees so that is enough. she said she would write me a letter saying that my account was restricted because of overdrafts or something, but that doesn't really help me now does it. [note: they bounced every check i had written (which was 3), but the bitch didn't tell me that when i had her on the phone -- TWAT!]...........[nother note 12/4/01: the fucking $60 she thinks she saved me was ACTUALLY THE CHECKS I HAD THE MONEY FOR, i.e., the three that i just complained about! She didn't save me a dime, but she DID fuck up my entire bank account. GOD WHAT AN INBRED!
besides, i had a lot of overdraft fees from bounced checks, before they froze my account, because i was told they couldn't freeze my account! what about all those overdrafts? i had to pay for those. i'm getting more pissed now. damn, you really do get what you pay for.
checking account at credit union = $0
late charge to credit card company = $29
living in america where i can write a scorching letter to the credit union and cc: the top executive = priceless!

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